Life Insurance

An agreement between an insurance company and an individual. The typical life insurance contract provides that, in exchange for premium payment(s), the insurance company promises to pay at the death of the insured (or at another determined time if earlier), a sum of money to the beneficiary.

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United Insurance Holdings Corp. Reports 2008 Fourth Quarter and Year-End Financial Results

 Financial and Operational Highlights    * Fourth quarter 2008 net income of $6.8 million, or $0.65 per    diluted share    * 2008 net income of $33.4 million, or $3.08 per diluted share    * Total number of homeowner policyholders increased 28% in 2008    to 80,400    * At December 31, 2008, the Company had cash and cash equivalents    of $31.7 million, total assets of $233.1 million and    stockholders' equity of $42.9 million        

ST. PETERSBURG, Fla., March 31, 2009 (GLOBE NEWSWIRE) -- United Insurance Holdings Corp. (OTCBB:UIHC)(OTCBB:UIHCW)(OTCBB:UIHCU) ("United" or the "Company"), an underwriter of primarily homeowners insurance in the State of Florida, today announced financial results for its fourth quarter and year-ended December 31, 2008 (see attached tables).

United's CEO, Don Cronin stated, "We are pleased to report strong results for the year ended December 31, 2008, a transformational year for our company. Recently, some competitors, including a large national carrier announced that they are leaving the state, and we feel that United has prudently and appropriately positioned itself for continued growth in Florida's fragmented insurance market. We have been selective with our new business and policy assumption strategy, further strengthened relationships with our reinsurance partners, and maintained a steady investment plan. Let me discuss in detail some of the factors currently affecting United and the Florida insurance market:

EFU General Insurance Limited

	EFU General Insurance Limited was founded in 1932. EFU gave the emerging insurance industry the leadership, the manpower and the drive needed to grow in a situation where at one time, three-fourths of insurance was held by foreign companies.

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What Is Forex

The system of global trading in foreign currency is known as the Foreign Exchange Market, Forex, or just FX. Over the last three decades the foreign exchange market has become the world's largest financial market, it trades over $1.5 trillion USD daily; more than three times the aggregate amount of the US Equity and Treasury markets combined. Forex is part of the bank to bank currency market known as the 24-hour Interbank market.